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Assisted Living Communities in New York, New York

Located on the eastern coast of the United States, New York City and surrounding areas boast a choice of 391 assisted living facilities, which help retirees maintain their independence and live comfortably. The care these communities provide comes at an expense of $6,508 per month in 2024, making assisted living in New York considerably more expensive than the $5,850 state median. Care costs also greatly exceed the $5,350 national baseline.

Read 3094 reviews reviews about New York's assisted living providers below. The city's communities earn an average rating of 3.7 out of 5 stars stars.

Directory of Assisted Living in New York, NY

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The Cost of Assisted Living in Nearby Cities

According to Genworth's 2024 Cost of Care Survey, assisted living in New York City costs $1,158 more than the national median. Seniors save substantially by moving just north to Poughkeepsie or Kingston, where care costs $4,970 and $3,711 per month, respectively. However, not all locations statewide offer cheaper rates than New York City, as Binghamton's retirees pay $1,318 more than New York's for assisted living.

New York City

$6,508

New York

$5,850

United States

$5,350

Poughkeepsie

$4,970

Kingston

$3,711

Binghamton

$7,826

Paying for Assisted Living in New York, NY

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in New York and 69 other cities in New York.

Financial Assistance for Assisted Living in New York

Beyond state Medicaid, the state of New York provides a couple waiver programs that help seniors afford their chosen assisted living facility. The Managed Long Term Care Waiver helps residents with payment in assisted living facilities and the Assisted Living Program helps those who qualify for nursing home care but want to live in an assisted living facility afford it.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New York page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Inflation's Impact on the Cost of Assisted Living in New York, NY

Inflation has had an impact on the cost of assisted living in New York. Between 2022 and 2024, the average cost has increased by an estimated 18%, although prices remain slightly below the national average. Some cities, such as Plainview, remain more affordable than the national average, but have still seen increases of 18%. Assisted living facilities in Amsterdam and North Tonawanda have also increased in cost by almost 18% each, making them some of the most costly in the state. Careful planning is important as senior care fees continue to rise.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
New York$4,038$4,424$4,764
U.S. Average$4,070$4,459$4,802
New York$4,091$4,699$5,431
Plainview$3,613$3,958$4,262
Amsterdam$4,591$5,030$5,417
North Tonawanda$5,890$6,453$6,949

The Cost of Other Types of Senior Care

Although assisted living ranks on the expensive side in New York City, home care, at just $5,148, offers an affordable alternative for seniors not ready to commit to communal living. Adult day care stands as the most budget-friendly option overall at $2,275, whereas a semi-private room in a nursing home costs retirees $12,471 per month.

In-Home Care

$5,148

Home Health Care

$6,483

Adult Day Health Care

$2,275

Assisted Living Facility

$6,508

Nursing Home Facility (semi-private room)

$12,471

Free and Low-Cost Resources for Seniors in New York,NY

There are many resources in New York,NY that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's New York state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
New York City Department for the Aging212-639-9675New York State has 59 Area Agencies on Aging, and they offer services to seniors that include legal services, home-delivered meals, transportation, social adult day services and case management. Seniors can also learn more about volunteer opportunities, get help with their insurance and receive advice about proper nutrition. Support is available to caregivers who need guidance or information about resources.

Financial Assistance for Senior Care

New York seniors wishing to remain in their own homes can find financial assistance from several local resources. These programs and organizations help retirees cover the cost of services such as home care, property modifications and utilities.

Program NamePhone NumberDescription
New York Foundation for Eldercare (NYFE)212-213-2788NYFE supports initiatives serving seniors in New York City and provides funds to organizations that offer hands-on programs to older adults throughout the NYC region, including education, therapy, treatment and one-on-one engagement.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help New York seniors afford the nutritious food they need.

Program NamePhone NumberDescription
City Harvest - New York646-412-0600City Harvest is a food assistance program in New York City. One of its primary objectives is rescuing quality, surplus food and ensuring it goes to those who need it most by delivering it to hundreds of soup kitchens and food pantries in the five boroughs of the city. City Harvest also has outdoor mobile markets. The organization offers free nutrition education classes for New Yorkers of all ages, does advocacy work and provides food assistance after disasters.
Citymeals on Wheels - New York212-687-1234Meals on Wheels operates statewide through a network of semi-independent organizations. Consequently, there are differences in their menus and delivery schedules but they all prepare food with recommended daily nutrients and none refuse meals to seniors unable to pay the suggested donation.
Corning Meals on Wheels - New York607-962-7985Meals on Wheels operates statewide through a network of semi-independent organizations. Consequently, there are differences in their menus and delivery schedules but they all prepare food with recommended daily nutrients and none refuse meals to seniors unable to pay the suggested donation.
Food Bank for New York City212-566-7855The Food Bank for New York City provides needed food assistance for seniors, disabled persons and others through a large network of member food banks. The organization offers traditional food bank distribution for residents of the five boroughs, but it has special programs for Harlem residents, including free meals in its soup kitchen and food pantry along with special senior programs.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in New York collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Equipment Loan Program - New York800-672-8857The program provides New Yorkers with ALS with free loans of appropriate medical equipment while they wait for their insurance companies to pay for the items they need.

Many organizations offer free or low-cost legal services to New York seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Elderlaw Project - New York212-626-7383Based in New York City, the Elderlaw Project provides seniors access to free legal aid. Attorneys work with seniors to file paperwork related to power of attorney, advance directives and Guardianship cases, and also provide advice on how to proceed with legal cases.
Office of the State Long Term Care Ombudsman - New York855-582-6769The Long Term Care Ombudsman Program advocates for residents of long-term care facilities, including assisted living. Ombudsmen help residents understand their rights to protect their quality of life and will act on their behalf to ensure these rights aren't violated, which includes investigating and helping to resolve complaints.

Senior Centers

Senior centers in New York bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
New York Foundation for Seniors Citizens (NYFSC)212-962-7559The NYFSC strives to help New York's seniors lead healthier, more productive lives in their communities while helping them avoid premature institutionalization. The nonprofit serves all five of New York's boroughs and provides a variety of support services and senior centers to help seniors stay active and engaged with their peers.

Senior Engagement

Senior engagement resources and programs in New York help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
Alzheimer's Association of New York City800-272-3900The New York City chapter of the Alzheimer's Association (AA) provides support for seniors and their families living with a dementia diagnosis. The organization offers educational programming, in-person events, online support groups and advocacy opportunities designed to address the stigma of Alzheimer's and help seniors to connect with others who are dealing with the disease as well.

Social Security Offices

Social Security offices in New York help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
New York Social Security Offices800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Veteran's Services

New York retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Harlem Vet Center646-273-8139The New York-based Harlem Vet Center is currently only conducting virtual appointments, with a temporary hold on in-person visits. The suicide prevention line is still free and accessible. Counseling services are available to those coping with grief and bereavement, depression, military sexual trauma and PTSD. Veterans transitioning back into civilian life and couples and families can also access services. This center hosts several virtual groups, including a Vietnam veterans group and a writing group.
Manhattan Vet Center212-951-6866Veterans can find the Manhattan Vet Center on 8th Avenue between 35th and 36th streets. It offers counseling services on weekdays from 8 a.m. to 4:30 p.m. Telehealth visits are also available. Some of the many available services include counseling for PTSD, military sexual trauma, domestic violence and grief and bereavement. Homeless veterans and those wanting to overcome addiction can receive referrals to get help. This center hosts groups for local veterans to reconnect and support each other.
Margaret Cochran Corbin VA Campus212-686-7500The Margaret Cochran Corbin VA Campus is a medical center that offers comprehensive medical support — from primary care to emergency care — plus a pharmacy and pain management department. Orthopedics helps those with arthritis or joint replacements, while ophthalmology treats those with cataracts and glaucoma. The center hosts departments for podiatry, urology, orthopedics, gynecology and gastroenterology. Cardiology, dermatology, audiology, dental and oral surgery are also available. Behavioral health helps those struggling with depression, anxiety, addiction, grief and trauma.

What to Consider About Assisted Living in New York

The New York State Department of Health oversees all assisted living facilities in New York City and across the state. The department is responsible for licensing and supervising assisted living facilities. It carries out regular planned and surprise inspections to ensure that facilities are abiding by state and federal rules and regulations. 

Benefits and Drawbacks of Assisted Living in New York

  • New York is moderately tax-friendly toward retirees. It does not tax Social Security benefits and offers a sizable deduction on all other types of retirement income. However, state and property taxes are comparatively high. 
  • The city is safer than 17% of U.S. cities. New York has a high rate of property crimes, and violent crime does appear to be on the rise. Seniors who are worried about the crime rate in the city can rest assured that the majority of assisted living communities offer 24/7 security systems and gated access. 
  • The cost of living in New York is 129% higher than the national average. However, living in New York does provide seniors with easy access to reasonably priced public transport and healthcare.
  • New York is home to some of the best hospitals in the country, and the city received a score of 10 out of 10 for quality healthcare for seniors. Excellent hospitals in the city include Mount Sinai and New York-Presbyterian Hospital
  • New York has a relatively mild climate compared to other cities in the state. The city experiences an average of 224 days of sunshine each year, allowing seniors who enjoy the outdoors plenty of time to explore the parks or take part in outdoor activities. 
  • Seniors living in New York will never lack things to do. The city is home to one of the biggest theater districts in the world, art galleries, parks, museums and shopping centers. There are a number of day trips from the city for those wanting to explore the Hudson River or nearby country areas.

Assisted Living Laws and Regulations in New York

New York Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in New York are required to follow. Visit our Assisted Living in New York page for more information about these laws.

Reviews of Communities Nearby

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Kevin

I visited this facility

Review of Brandywine Living at The Savoy

We toured Brandywine Living at The Savoy. It's very clean. We met some of the staff there as well. They were very helpful and answered all the questions. We toured the whole facility. Outside, they...

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Assisted Living

Reviewer#ET1026b

I visited this facility

Review of Long Island Living Center

I toured the Long Island Living Center. The place needs updating. The food looked very good. They provide a kosher meal. The staff was very good. They were accommodating, communicative, and willing...

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ReviewerFY#1018a

I visited this facility

Review of Sutton Gardens Senior Living

The tour we had of Sutton Gardens Senior Living was good. They showed the rooms, the place where the residents eat, and the therapy area. We went to see their assisted living but I think they're an...

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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